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State Responses to the Evolving Individual Health Insurance Market

  • 106 Dirksen Senate Office Building (map)

This briefing will unpack the current landscape of the individual health insurance market as well as state responses to stabilize their markets.

Over the last two years, Congress and the Administration have legislated or implemented many changes to the individual health insurance market, which include repealing the individual mandate, suspending cost-sharing reduction and risk adjustment payments, and expanding access to plans that do not comply with the original standards set up by the Affordable Care Act. Together, these decisions have contributed to the uncertainty about the stability and affordability of the state exchanges.

As insurers file and negotiate premiums with state regulators for FY 2019, this briefing will unpack the current landscape of the individual health insurance market as well as state responses to stabilize their markets.

The Alliance is grateful to The Commonwealth Fund for its support for this briefing.