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Briefing on Auto Insurance Discrimination

  • 1302 Longworth House Office Building (map)

Join us for a Discussion on How Auto Insurance Companies Set Unfair Prices for Drivers and Cause Disparities in the Market

Friday, July 12, 2019

1:00 – 2:00 PM

1302 Longworth House Office Building

Please join us on Friday, July 12 at 1:00 p.m. as we hold a briefing to discuss the process auto insurance companies use to set prices for their customers and the discriminatory outcomes it causes for American drivers.

Numerous reports have found that vulnerable consumers are unfairly overcharged by auto insurance companies. In some cases, auto insurers overpriced drivers from disadvantaged or minority communities by up to 30 percent compared to drivers from less diverse neighborhoods. These discriminatory outcomes occur, in part, because auto insurance companies can set insurance rates or even deny coverage based on factors completely unrelated to an individual’s driving record, miles driven, or driving experience. Factors such as level of education completed, whether a person rents or owns their home, gender, marital status, type of job, where you live, or how long they have been employed carry significant weight in insurance company pricing decisions. Emphasizing these non-driving-related factors unfairly penalizes those with low social-economic status and perpetuates an auto insurance market with baked-in bias against the most vulnerable drivers.

Millions of families depend on a car every day for employment, school, health care, child care, or an unforeseen emergency. More can be done to better understand and prevent discrimination in the auto insurance market. Please join us as we discuss these issues with experts in the field:

WHAT:          Briefing on Auto Insurance Discrimination

WHERE:       1302 Longworth House Office Building

WHEN:          Friday, July 12, 2019

                        1:00 – 2:00 p.m.

WHO:             Steve Brobeck, Consumer Federation of America

                        Eric Poe, CURE Auto Insurance

                        Prof. Daniel Schwarcz, University of Minnesota Law School

Staff and interns are welcome to attend. Light refreshments will be provided. To RSVP, please fill out this form HERE.